Anywhere from 99 cents to $400 - it really depends on factors like your potential commission on a settled deal, loan size, loan type, income / revenue, recency, credit history, and other factors.

You'll always be able to see the exact price of every lead, giving you peace of mind when you choose to buy one.

After you’ve created your free account, you'll have access to all leads that are available and can browse them completely free.

Whenever you'd like to purchase a lead, you'll want to make sure there are funds in your account - you can add funds at any time. The minimum top up is $100. You’ll then be able to buy leads with one click and receive their contact information instantly.

We try and gather information about:

- what they want the funds for
- what type of funding
- loan amount
- existing loans
- credit / repayment history
- property they own, type and location
- if they’ve previously tried to apply for finance
- if they’re working with existing lenders/brokers
- how long they’ve been trading
- how long ABN registered for

All these details will be put into the portal for you to review before buying any lead.

Most of our leads (90%) are in the business and commercial space. Comprising things like:

- secured business loans
- unsecured business loans
- equipment purchases

- vehicle / truck / machinery loans

- development finance
- funding to buy another business
- debt consolidation
- bridging finance
- short term cashflow finance
- private mortgages

- invoice and trade finance

We also have some (10%) consumer enquiries for:

- refinancing
- vehicle loans

- personal loans

Likely because all leads are sold, or your account filters are set too specific. As we operate Mon-Fri and most of our leads sell quickly, often by the weekend there are no leads left to buy.

You can check your account settings to ensure you have the right state(s) selected and the right type(s) of leads selected.

You can choose to enable email and SMS notifications, which are ON by default. We give you a full 30 days of SMS notifications, but if you don’t add funds to your account then SMS notifications will be turned off.

When you add funds, SMS notifications can be turned on again. The reason is so we don’t send SMS’s to people who aren’t actively participating in buying leads.

Email notifications are always available and both email and SMS notifications can be turned on and off easily within the portal.

Make sure you select “Vehicle Loans” and “Business Loans (secured)” to be notified of these.

The system automatically sets prices based on factors like how new a lead is - a brand new lead will be priced higher than a 3 hour old lead for instance.

We also take into account factors like loan size, loan type, credit / repayment history, income / revenue and demand for these types of leads.

You’ll also notice our pricing is dynamic - if a lead doesn’t sell immediately the price will continue to decrease until it’s sold.

When you buy a lead, we send an SMS introducing you so they know who is calling and from what phone number. This is the SMS we generally send if you DON'T have your Company name set in your account (not recommended):

"Hi PROSPECT NAME, quick update - we've arranged for YOUR NAME, a broker we work with to go over the next steps to potentially get the funding as we talked about. They’ll be able to call soon and their number is YOUR NUMBER."

If you enter a Company name in the system, which we recommend, the SMS intro will generally be:

"Hi PROSPECT NAME, quick update - we've arranged for YOUR NAME from YOUR COMPANY to go over the next steps to potentially get the funding as we talked about. They’ll be able to call soon and their number is YOUR NUMBER."

SMS introductions are generally delivered in 1-2 minutes to a prospect’s phone, but may take longer in some instances. We suggest waiting a few minutes, familiarising yourself with the prospect's info and then making the phone call.

If you ever want a customised SMS introduction and have previously bought leads, let us know and we'll implement it.

There is no expiry date. Keep in mind that we do not refund unused credit because whenever you fund your account we try to match that demand with leads. It’s your responsibility to use those funds to buy leads, which you can do so whenever you'd like.

We try and qualify the best we can, sometimes though prospects lie or don’t tell us the full story. Our policy is if the information inside the portal is “significantly inaccurate” we can offer a refund or make up the price difference.

What qualifies as “significantly inaccurate”?

- largely different loan amount

- credit history very different to what is written in the portal

- they are bankrupt or under a part IV debt agreement

- any other information that most people would classify as significantly different from the truth

If this is ever the case, we’d ask you to provide evidence, e.g. if a prospect told us their credit is great and their credit report is the opposite, providing us a screenshot would be sufficient.

In cases where the portal omits information that you later find out, this is not classified as significantly inaccurate as we didn’t know it, and likely the lead price would reflect that. We’ll always try and be as fair as possible if this ever comes up.

We do in 2 circumstances:

1 - We may offer a refund or an adjustment if lead's details in the portal are “significantly inaccurate” from the reality. See the question above: “What if there is inaccurate information, like a lead lies and says they have great credit but in reality they have multiple defaults?” for more information. 

2 - If you are unable to get in touch with a lead and you’ve tried for at least 7 days with a minimum of 7 contact attempts, then please get in touch with us - you’ll need to provide screenshots of phone call attempts, and SMS’s / emails sent.

We’ll then try and contact the lead and get them in touch with you for a further 7 days. If we are unsuccessful you’ll receive a full refund.

Yes, we guarantee you’ll be able to speak with every lead you buy.

We don't guarantee settled deals, a minimum conversion rate, or anything like that - that's largely up to you. We guarantee that you’ll be able to get in touch and have a conversation with every lead you buy.

If you are unable to get in touch with a lead and you’ve tried for at least 7 days with a minimum of 7 contact attempts, then please get in touch with us - you’ll need to provide screenshots of phone call attempts, and SMS’s / emails sent.

We’ll then try and contact the lead and get them in touch with you for a further 7 days. If we are unsuccessful you’ll receive a full refund.

We advertise under other non Lead Circle brands through various channels. You won’t need to know this and leads don't ask for it.

When our consultants are on the phone with a lead, they make it clear that there will be another call to go into more detail. We introduce you to each lead you buy via an automated SMS so they know you’ll be calling as well as your number.

We’d suggest you say something like “Hi PROSPECT NAME, it’s YOUR NAME from YOUR COMPANY. The previous consultant you spoke with arranged that I cover more details / next steps with you regarding…

Remember, they’re expecting you to call and know your name and number already. Don't overthink it.

This means the lead has been sold. You’ll generally be able to see the price the lead sold for too, so you can set realistic expectations for future leads.

A lead that is sold will show as “unavailable” and be in a red colour. It’ll stay up for several hours and then will disappear. Only the lead purchaser will retain their info forever.

After a consultant gets off the phone with a lead their details are added into the portal within a few minutes. You’ll be able to see the “lead age” in the portal so you’ll know how long ago that lead was spoken to.

Yes, on any device actually. On your phone we’d suggest adding a shortcut to Lead Circle to your home screen. That way Lead Circle will show up as any other app and will be easy to access so you don’t miss out on any potential deals.

You can see how old any lead is by looking at it, it’ll show how long ago the lead was added into the portal. Most leads, especially really good ones sell fast.

All lead sales go to the first buyer only. If the lead comes back to us we’ll route that correspondence back to the lead buyer for 6 months. After 6 months if that lead comes back, it’ll likely be resold.

By having your own effective marketing system and follow up process you should be able to make many deals from leads you can’t help right away. If you want your own customised marketing system, let us know and we can build it for you.

Lead Circle started in late 2024 in Australia and as of 2025 is now in New Zealand as well.

The team behind Lead Circle has extensive experience in lead generation, banking and finance broking.

We thought a system like Lead Circle would be an improvement from the standard “retainer” or “flat-fee per lead” model that most marketing agencies employ.

We don't mandate brokers to let us know when they settle a deal, but you can do so optionally inside the platform, which has a built in basic CRM by marking the lead as "Settled".

From feedback with our users, estimates are around a 10% conversion rate.

Of course, this is not a guarantee and will vary depending on your skill level, and the types of leads you choose to buy.

Email us at [email protected] or call 0489 079 273. We’ll aim to get back to you within 2 business hours.